How to apply for the IndusInd Platinum Aura Edge card? – The IndusInd Platinum Aura Edge Credit Card is a shopping credit card with flexible rewards plans for durable consumer spending, movie tickets, bill payments, department store purchases and other categories. Due to its strict eligibility requirements, this card is ideal for customers new to the world of credit. If you like to shop and travel, you may want to consider applying for this credit card.
The IndusInd Platinum Aura Edge Credit Card gives you reward points as good value on your purchases. You can also get additional benefits like insurance coverage, free vouchers, and fuel surcharge waiver. The IndusInd Platinum Aura Edge credit card offers the following benefits:
How to apply for the IndusInd Platinum Aura Edge card?
When it comes to credit card, IndusInd Bank offers a variety of options to meet individual needs. The IndusInd Aura Edge credit card is designed for people who shop all the time. Shopping in all categories will be beneficial thanks to the numerous privileges and reward points plan. The card’s contactless feature makes shopping easy. At merchants that accept contactless payments, simply wave your IndusInd credit card and you’re done.
You have earned success, recognition and fame. It’s time to celebrate your achievements. For high achievers, IndusInd Bank offers the Platinum Aura Edge Credit Card, an exceptional product with best-in-class privileges across travel, dining, lifestyle and more. And with the payWave feature, you can simply tap and access merchant terminals. After all, modern achievers like you deserve an innovative credit card that aligns with your lifestyle.
How to Apply for IndusInd Platinum Aura Edge Card Overview
Article name | How to apply for the IndusInd Platinum Aura Edge card? |
How to apply for the IndusInd Platinum Aura Edge card? | Click here |
Category | how you guide |
official website | click too |
About IndusInd Bank Platinum Aura Edge Credit Card
Mumbai-based new generation bank IndusInd Bank offers a variety of banking products to meet the needs of the younger generation. Your collection of credit cards is uniquely designed to complement the lifestyle of customers. The bank offers the Platinum Aura Edge credit card to customers who enjoy luxury lifestyles, shopping and travel. It has a unique feature and numerous advantages. See details and submit an application to take advantage of the benefits.
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IndusInd Bank Platinum Edge Aura Credit Card Features and Benefits
The IndusInd Bank Platinum Aura Edge Credit Card is a unique card created for people who achieve great things. It gives you special privileges when you travel, shop, eat, etc. The benefits and characteristics of the IndusInd aura edge credit card are described below:
reward points
Various rewards programs for various categories of purchases. You can get attractive reward points for each category of purchases.
Platinum Aura Edge Purchase Plan
Shop with the Platinum Aura Edge purchase plan and earn reward points for each category to get the most savings on your purchases.
shopping category | Reward Points for every Rs. 100 spent |
Shopping in department stores | 4 reward points |
Purchase durable consumer electronics and utility items. | 2 reward points |
On going out to dinner | 1.5 points |
purchase of books | 1.5 points |
All other expenses | 0.5 points |
Platinum Aura Edge Home Plan
With the Platinum Aura Edge home plan, you can earn money while buying a home in multiple categories.
shopping category | Reward Points for every Rs. 100 spent |
Grocery | 4 reward points |
mobile bill payment | 2.5 reward points |
Electricity bill payment | 2.5 reward points |
Insurance premium payment | 1.5 reward points |
Medical expenses | 1.5 reward points |
All other expenses | 0.5 reward points |
Platinum Aura Edge Travel Plan
Adventurers are the ones who will benefit the most from this strategy. With the IndusInd Aura Edge Credit Card, you’ll earn rewards points for every dollar spent in the aforementioned categories. These points can be redeemed for airline miles or used to pay your credit card bill.
shopping category | Reward Points for every Rs. 100 spent |
Hotel expenses | 4 reward points |
Purchase of air tickets | 2.5 reward points |
Car rental | 1.5 reward points |
Purchase of train tickets. | 1.5 reward points |
On all other expenses | 0.5 reward points |
Platinum Aura Edge Party Plan
The IndusInd Bank Platinum Aura Edge Credit Card will reward you for your love of parties and socializing. You will accumulate reward points that can be redeemed for airline miles or credit card charges.
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travel insurance coverage
With IndusInd Aura Edge credit card travel insurance coverage, you can travel without worrying about lost or delayed luggage. Travel Plus Program insurance coverage for various categories
Category | Insurance policy |
Lost luggage | Up to Rs. 1.00 lakhs |
delayed baggage | Up to Rs. 25000/- |
lost passport | Up to Rs. 50000/- |
lost ticket | Up to Rs. 25000/- |
lost connection | Up to Rs. 25000/- |
full protection
With Total Protect, you receive protection against fraudulent transactions, up to the credit limit of the main card and the complementary card. You can get insurance coverage for fraudulent transactions on your lost or stolen credit card up to 48 hours before you report it lost or stolen. Now you can travel the world without worrying about unauthorized charges to your credit card.
Accident coverage
IndusInd Platinum Aura Edge Credit Card Air Accident Coverage is up to Rs. 25.00 lakhs.
contactless function
The contactless credit card feature of the IndusInd Aura Edge credit card makes making purchases easy and secure. To expedite your purchases, simply tap your card at merchants that accept contactless payments.
Fuel Surcharge Waiver
Waiver of 1% fuel surcharge for exchanges between Rs. 400/- to Rs. 4000/ – to buy fuel at gas stations across the country.
The different advantages of the IndusInd Bank Platinum Quality Edge Mastercard are:
- Secure payments are available for online transactions. The card can be used for a variety of online transactions, including hotel and restaurant reservations, movie ticket reservations, and online airline and train ticket purchases.
- Because the credit card is accepted all over the world, more people are using it.
- More than ten million retail locations are available to you around the world.
With the IndusInd Aura Edge credit card, you can shop like never before.
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IndusInd Platinum Aura Edge Credit Card Rates and Charges
The following is a breakdown of the IndusInd Bank Platinum Aura Edge Credit Card fees and charges:
Nature of the position | Details |
Registration fee | Rs. 500 |
Annual quota | Null |
Rail reservation surcharge | Rs. 250/- |
IndusInd Bank branch cash payment charges | Rs. 100 |
Request for duplicate declaration | Rs. 100/- for returns older than 3 months |
credit card replacement | Rs. 100/- |
Issuance of charge receipt | Rs. 300/- |
Annual interest | 46% |
late payment | For a minimum balance of up to Rs. 100/: zero
For Rs. 101/- to Rs. 500: 100 rupees/- For Rs. 501 to rupees. 1000: rupees. 350/- For Rs. 1001 to rupees. 10000: rupees. 550/- For Rs. 10001 to rupees. 25,000 rupees. 800/- For Rs. 25001 to rupees. 50000: rupees. 1100/- Beyond Rs. 50000: 1300 |
Eligibility Criteria to Apply for IndusInd Bank Aura Edge Credit Card
To be eligible for the IndusInd Bank Aura Edge Credit Card, you must meet the following requirements:
Age: Applicant must be between the ages of 18 and 21 when applying.
Income: You must meet the debt-to-income requirement and have a stable income.
Employment: Both salaried workers and the self-employed can use the credit card.
Credit Rating: The most important factor is a good credit rating. A credit score of at least 750 is desirable. Maintaining a high credit score demonstrates your commitment to debt repayment and creditworthiness.
Also, before granting a credit card application, the number of loans, credit cards, and payment plans are taken into account.
See Also: Benefits of Cash Back Credit Cards
Documents required to use IndusInd Bank Platinum Aura Edge credit card
Address Verification:
- aadhar card
- Voter Identification Card
- Passport
- Driver’s license
- Property documents such as deed of sale or receipt of payment of taxes.
- Utility bills (most recent)
Photo ID proof
- pan card
- Identification card issued by the employer.
- Driver’s license
- Passport
- Voter Identification Card
- aadhar card
proof of income
- Salaried persons to present:
- Three month pay stubs
- Form 16 (last)
- ITR (most recent)
- Bank statement for the last six months
- Self-employed who must present:
- The balance sheet and profit and loss account that have been audited during the last two years.
- ITR of the last two years
- Bank statement of the last 12 months
See also: How to apply for the HSBC Platinum credit card?
How to apply for IndusInd Bank Aura Edge credit card?
To apply for the IndusInd Bank Aura Edge Credit Card, follow the steps below.
- First, access the official website of the bank.
- Select Credit Cards from the menu that says “Products.”
- Select the “Apply Now” option.
- You will be asked to enter basic information such as your mobile phone number, PAN, email address, and current PIN code on a page that will open.
- Agree to the statement and agree to the terms and conditions.
- Select “Verify mobile number”. The list of best offers will appear after verifying the mobile number.
- “Platinum Aura Edge Credit Card” is your choice.
- Next to the card, select the “Verify your eligibility” option.
- A pop-up asking: “Have you applied for this card in the last six months?” You should not reapply before six months have passed.
- You will need to complete and submit an application form if you wish to proceed.
- The bank representative will contact you with more information.
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