How to apply for IndusInd Platinum Aura Edge Card?

How to apply for the IndusInd Platinum Aura Edge card? – The IndusInd Platinum Aura Edge Credit Card is a shopping credit card with flexible rewards plans for durable consumer spending, movie tickets, bill payments, department store purchases and other categories. Due to its strict eligibility requirements, this card is ideal for customers new to the world of credit. If you like to shop and travel, you may want to consider applying for this credit card.

The IndusInd Platinum Aura Edge Credit Card gives you reward points as good value on your purchases. You can also get additional benefits like insurance coverage, free vouchers, and fuel surcharge waiver. The IndusInd Platinum Aura Edge credit card offers the following benefits:

How to apply for the IndusInd Platinum Aura Edge card?

When it comes to credit card, IndusInd Bank offers a variety of options to meet individual needs. The IndusInd Aura Edge credit card is designed for people who shop all the time. Shopping in all categories will be beneficial thanks to the numerous privileges and reward points plan. The card’s contactless feature makes shopping easy. At merchants that accept contactless payments, simply wave your IndusInd credit card and you’re done.

You have earned success, recognition and fame. It’s time to celebrate your achievements. For high achievers, IndusInd Bank offers the Platinum Aura Edge Credit Card, an exceptional product with best-in-class privileges across travel, dining, lifestyle and more. And with the payWave feature, you can simply tap and access merchant terminals. After all, modern achievers like you deserve an innovative credit card that aligns with your lifestyle.

How to apply for the IndusInd Platinum Aura Edge card?

How to Apply for IndusInd Platinum Aura Edge Card Overview

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About IndusInd Bank Platinum Aura Edge Credit Card

Mumbai-based new generation bank IndusInd Bank offers a variety of banking products to meet the needs of the younger generation. Your collection of credit cards is uniquely designed to complement the lifestyle of customers. The bank offers the Platinum Aura Edge credit card to customers who enjoy luxury lifestyles, shopping and travel. It has a unique feature and numerous advantages. See details and submit an application to take advantage of the benefits.

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IndusInd Bank Platinum Edge Aura Credit Card Features and Benefits

The IndusInd Bank Platinum Aura Edge Credit Card is a unique card created for people who achieve great things. It gives you special privileges when you travel, shop, eat, etc. The benefits and characteristics of the IndusInd aura edge credit card are described below:

reward points

Various rewards programs for various categories of purchases. You can get attractive reward points for each category of purchases.

Platinum Aura Edge Purchase Plan

Shop with the Platinum Aura Edge purchase plan and earn reward points for each category to get the most savings on your purchases.

shopping category Reward Points for every Rs. 100 spent
Shopping in department stores 4 reward points
Purchase durable consumer electronics and utility items. 2 reward points
On going out to dinner 1.5 points
purchase of books 1.5 points
All other expenses 0.5 points

Platinum Aura Edge Home Plan

With the Platinum Aura Edge home plan, you can earn money while buying a home in multiple categories.

shopping category Reward Points for every Rs. 100 spent
Grocery 4 reward points
mobile bill payment 2.5 reward points
Electricity bill payment 2.5 reward points
Insurance premium payment 1.5 reward points
Medical expenses 1.5 reward points
All other expenses 0.5 reward points

Platinum Aura Edge Travel Plan

Adventurers are the ones who will benefit the most from this strategy. With the IndusInd Aura Edge Credit Card, you’ll earn rewards points for every dollar spent in the aforementioned categories. These points can be redeemed for airline miles or used to pay your credit card bill.

shopping category Reward Points for every Rs. 100 spent
Hotel expenses 4 reward points
Purchase of air tickets 2.5 reward points
Car rental 1.5 reward points
Purchase of train tickets. 1.5 reward points
On all other expenses 0.5 reward points

Platinum Aura Edge Party Plan

The IndusInd Bank Platinum Aura Edge Credit Card will reward you for your love of parties and socializing. You will accumulate reward points that can be redeemed for airline miles or credit card charges.

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travel insurance coverage

With IndusInd Aura Edge credit card travel insurance coverage, you can travel without worrying about lost or delayed luggage. Travel Plus Program insurance coverage for various categories

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Category Insurance policy
Lost luggage Up to Rs. 1.00 lakhs
delayed baggage Up to Rs. 25000/-
lost passport Up to Rs. 50000/-
lost ticket Up to Rs. 25000/-
lost connection Up to Rs. 25000/-

full protection

With Total Protect, you receive protection against fraudulent transactions, up to the credit limit of the main card and the complementary card. You can get insurance coverage for fraudulent transactions on your lost or stolen credit card up to 48 hours before you report it lost or stolen. Now you can travel the world without worrying about unauthorized charges to your credit card.

Accident coverage

IndusInd Platinum Aura Edge Credit Card Air Accident Coverage is up to Rs. 25.00 lakhs.

contactless function

The contactless credit card feature of the IndusInd Aura Edge credit card makes making purchases easy and secure. To expedite your purchases, simply tap your card at merchants that accept contactless payments.

Fuel Surcharge Waiver

Waiver of 1% fuel surcharge for exchanges between Rs. 400/- to Rs. 4000/ – to buy fuel at gas stations across the country.

The different advantages of the IndusInd Bank Platinum Quality Edge Mastercard are:

  • Secure payments are available for online transactions. The card can be used for a variety of online transactions, including hotel and restaurant reservations, movie ticket reservations, and online airline and train ticket purchases.
  • Because the credit card is accepted all over the world, more people are using it.
  • More than ten million retail locations are available to you around the world.

With the IndusInd Aura Edge credit card, you can shop like never before.

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IndusInd Platinum Aura Edge Credit Card Rates and Charges

The following is a breakdown of the IndusInd Bank Platinum Aura Edge Credit Card fees and charges:

Nature of the position Details
Registration fee Rs. 500
Annual quota Null
Rail reservation surcharge Rs. 250/-
IndusInd Bank branch cash payment charges Rs. 100
Request for duplicate declaration Rs. 100/- for returns older than 3 months
credit card replacement Rs. 100/-
Issuance of charge receipt Rs. 300/-
Annual interest 46%
late payment For a minimum balance of up to Rs. 100/: zero

For Rs. 101/- to Rs. 500: 100 rupees/-

For Rs. 501 to rupees. 1000: rupees. 350/-

For Rs. 1001 to rupees. 10000: rupees. 550/-

For Rs. 10001 to rupees. 25,000 rupees. 800/-

For Rs. 25001 to rupees. 50000: rupees. 1100/-

Beyond Rs. 50000: 1300

Eligibility Criteria to Apply for IndusInd Bank Aura Edge Credit Card

To be eligible for the IndusInd Bank Aura Edge Credit Card, you must meet the following requirements:

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Age: Applicant must be between the ages of 18 and 21 when applying.

Income: You must meet the debt-to-income requirement and have a stable income.

Employment: Both salaried workers and the self-employed can use the credit card.

Credit Rating: The most important factor is a good credit rating. A credit score of at least 750 is desirable. Maintaining a high credit score demonstrates your commitment to debt repayment and creditworthiness.

Also, before granting a credit card application, the number of loans, credit cards, and payment plans are taken into account.

See Also: Benefits of Cash Back Credit Cards

Documents required to use IndusInd Bank Platinum Aura Edge credit card

Address Verification:

  • aadhar card
  • Voter Identification Card
  • Passport
  • Driver’s license
  • Property documents such as deed of sale or receipt of payment of taxes.
  • Utility bills (most recent)

Photo ID proof

  • pan card
  • Identification card issued by the employer.
  • Driver’s license
  • Passport
  • Voter Identification Card
  • aadhar card

proof of income

  • Salaried persons to present:
    • Three month pay stubs
    • Form 16 (last)
    • ITR (most recent)
    • Bank statement for the last six months
  • Self-employed who must present:
    • The balance sheet and profit and loss account that have been audited during the last two years.
    • ITR of the last two years
    • Bank statement of the last 12 months

See also: How to apply for the HSBC Platinum credit card?

How to apply for IndusInd Bank Aura Edge credit card?

To apply for the IndusInd Bank Aura Edge Credit Card, follow the steps below.

  • First, access the official website of the bank.
  • Select Credit Cards from the menu that says “Products.”
  • Select the “Apply Now” option.
  • You will be asked to enter basic information such as your mobile phone number, PAN, email address, and current PIN code on a page that will open.
  • Agree to the statement and agree to the terms and conditions.
  • Select “Verify mobile number”. The list of best offers will appear after verifying the mobile number.
  • “Platinum Aura Edge Credit Card” is your choice.
  • Next to the card, select the “Verify your eligibility” option.
  • A pop-up asking: “Have you applied for this card in the last six months?” You should not reapply before six months have passed.
  • You will need to complete and submit an application form if you wish to proceed.
  • The bank representative will contact you with more information.

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